TERMS OF USE

Effective Date: April 1st, 2026

By accessing Perspectives Plus™, you agree to the following:

1. Educational & Informational Purpose

All content is provided for informational and educational purposes only.

Content does not constitute:

• Medical advice

• Psychological treatment

• Legal advice

• Financial advice

2. Intellectual Property

All content, articles, research analyses, graphics, and branding are owned by Perspectives Plus Research LLC.

No content may be copied, reproduced, or distributed without written permission.

3. User Conduct

Users agree not to:

• Post defamatory or unlawful content

• Attempt to hack or disrupt services

• Use content for unauthorized commercial use

4. Membership & Paid Content

Membership content is for personal use only.

Access credentials may not be shared.

5. Limitation of Liability

The Company shall not be liable for any indirect, incidental, or consequential damages arising from use of the site.

6. Governing Law

These Terms are governed by Texas law.